English-language home insurance guidance for expats in Spain, powered by 247 Expat Insurance.
SpanishHomeInsurance.es is the English-language home insurance resource for expats and foreign property owners in Spain, powered by 247 Expat Insurance. Our job is simple: to make insuring a Spanish home straightforward and understandable for people who don't speak Spanish — from the first question to the day a claim is paid.
Owning property in Spain is wonderful; insuring it as an English speaker can be bewildering. Spanish home policies are written in Spanish legal language, work differently from UK or Irish cover (the rebuild-cost basis, the average clause, the state Consorcio), and the claims process is conducted in Spanish at exactly the moment you're most stressed. We built this site to demystify all of that in plain English, and to arrange cover that actually fits how expats own and use property here.
Two things. First, we explain — these guides, FAQs and the glossary set out how home insurance in Spain really works, with no jargon. Second, we arrange and support — through 247 Expat Insurance we set up suitable home insurance, get the sums insured right, and manage any claim with the insurer and loss adjuster on your behalf, in English.
British, Irish, American, Dutch, German, French and Scandinavian owners; residents and non-residents; holiday-home owners, landlords, retirees, digital nomads, and people buying or inheriting property in Spain. Whether you own a city apartment, a coastal villa or a rural finca, we cover it — across the Costa Blanca, Costa del Sol, the islands, Madrid, Catalonia and beyond.
Cover is arranged by a regulated insurance agent registered with Spain's insurance regulator, the Dirección General de Seguros y Fondos de Pensiones (DGSFP), acting as an exclusive agent of Grupo Caser Helvetia — one of Spain's largest insurers, which underwrites the policies. Our full registration and regulatory details are published in our legal notice. The site is powered by 247 Expat Insurance.
SpanishHomeInsurance.es is an information and lead-generation website operated in partnership with 247 Expat Insurance. We do not underwrite insurance policies directly. All quotes and policies are arranged through 247 Expat Insurance and the regulated insurer it works with, and cover is subject to insurer acceptance and policy terms. The guides on this site are general information, written and kept current by our team — not personal insurance advice.
Seven days a week, in English — by phone, WhatsApp or email. Or request a quote and we'll come back with options explained in plain English.
Tell us about your property and we'll recommend the right cover — in plain English, with no pressure.
